Rules of service, responsibilities, and limitations governing your use of PlusIndemnity advisory.
PlusIndemnity provides independent insurance advisory, policy comparison, document assistance, claim filing support, and renewal reminders for term life, health, motor, and travel insurance. We do not sell policies, act as an insurer, or guarantee claim approval. All recommendations are based on information you provide and publicly available policy terms.
You agree to provide accurate and complete information during consultations. Failure to disclose pre-existing conditions, incorrect personal details, or incomplete documentation may affect policy eligibility and claim outcomes. You are responsible for reviewing policy documents before purchase and for timely renewal of your policies.
PlusIndemnity shall not be held liable for any loss, claim, or damage arising from reliance on our advisory, including but not limited to claim rejections, coverage gaps, or premium changes by insurers. Our liability is limited to the fee paid for the specific advisory session, if any. We do not assume any liability for third-party insurer actions or delays.
We reserve the right to suspend or terminate access to our services if you violate these terms, provide false information, or engage in fraudulent activity. Upon termination, any pending consultations or claim assistance will be discontinued without refund.
These terms may be updated from time to time. Changes will be posted on this page with an updated revision date. Continued use of our services after changes constitutes acceptance of the revised terms. For significant changes, we will notify you via email or a notice on our website.
These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Vadodara, Gujarat. For legal inquiries, contact us at 50, Chinchwad, Vadodara - 383880, phone 017 03025599, or email info@plusindemnity.com.